fintekin's Instructor Terms

Last Updated: June 16, 2025  

Welcome to fintekin Instructor Community. 

Table of Contents

1. Acceptance of Terms and Relationship to fintekin
2. Instructor Content Ownership and License to fintekin
3. License Granted to Students
4. Non-Exclusivity and Platform Usage
5. Co-Instructors, Collaborators, and Revenue Sharing
6. Instructor Communication and Student Interaction
7. Payment to Instructors
8. Taxes
9. Intellectual Property and Platform Rights
10. Termination and Account Suspension
11. Disclaimer of Warranties
12. Limitation of Liability
13. Indemnification
14. Miscellaneous Provisions

1. Acceptance of Terms and Relationship to fintekin

By registering as an instructor on the fintekin platform (“fintekin” or the “Platform”) or by uploading content to fintekin, you (“Instructor” or “you”) agree to these Instructor Terms (“Terms”). These Terms form a binding legal agreement between you and fintekin, governing your activities on the Platform. fintekin provides an online platform for instructors to create, publish, and sell educational content to students (“Students”). 

You acknowledge that you are not an employee, agent, or representative of fintekin, but an independent content provider using the Platform to distribute your content. 

fintekin is not an educational institution; it solely facilitates the technical platform and payment processing for courses. 

fintekin is not responsible for any interactions between Instructors and Students outside of providing the Platform’s technical services, and is not liable for disputes, losses, or damages arising from the Instructor-Student relationship outside of Platform’s services.

fintekin acts as a service provider and is not a party to any Instructor-Student relationship. You must provide truthful information and accept full liability for your content and conduct.

By using the Platform, you affirm that you are at least 18 years old (or the age of majority in your jurisdiction), that you are able to form a binding contract, and that all information you submit to fintekin is accurate and truthful. If you are accepting these Terms on behalf of an organization, you represent you have the authority to do so.

You also agree to uphold fintekin’s Instructor Code of Ethics (see below), which includes honesty, respect for learners, professional integrity, and educational accuracy.

1.1. Instructor Code of Ethics

• Integrity and Honesty: Instructors shall present factual, truthful, and evidence-based material. Misrepresentation of credentials, endorsements, or outcomes is prohibited.

  
  

• Respect for Learners: Instructors must create a supportive and inclusive learning environment, free from discrimination, harassment, or abusive behavior.

  
  

• Educational Accuracy: Courses must be based on accurate, current knowledge and clearly distinguish between fact, opinion, and speculation.

  
  

• Transparency: All affiliations, sponsorships, or commercial relationships influencing course content must be disclosed.

  
  

• Responsiveness: Instructors are encouraged to respond to student questions and feedback in a timely and respectful manner.

  
  

• Confidentiality: Any student-related data or private communications must be treated as confidential and handled per data protection laws.

  
  

• Fair Marketing: Promotional materials and course descriptions must truthfully reflect course content and outcomes.

  
  

• Avoiding Conflicts of Interest: Instructors must not misuse their platform or access for competing services, self-dealing, or unfair gain.

  
  

• Compliance: Adherence to local and international laws, fintekin policies, and platform standards is mandatory.

  
  

Violations of this Code may result in content removal, account suspension, or termination.

1.2 Instructor's Obligations

By agreeing to these Terms, you further agree to fulfill the following obligations as a fintekin Instructor:

• Meet Professional Criteria: You have the required qualifications, credentials, and expertise (including education, training, knowledge, and skill sets) to teach and offer the services that you offer through your Submitted Content.

  
  

• Maintain Accurate and Up-to-Date Information: Ensure your profile, course descriptions, and legal documentation (e.g., tax forms) remain accurate and current.

  
  

• Deliver Quality Educational Experiences: Courses must meet educational value standards and be updated as necessary to ensure relevance and accuracy. Courses should reflect expert knowledge, pedagogical clarity, and interactive engagement appropriate for the target audience. 

  
  

• Meet Accessibility Standards: Content should include captions, transcripts, or alternative text where feasible and adhere to recognized digital accessibility standards (e.g., WCAG 2.1) when possible.

  
  

• Ensure Timely Updates: Revise your content periodically to maintain its accuracy, particularly where technology, laws, or industry practices change.

  
  

• Comply with Legal and Ethical Requirements: You must adhere to applicable intellectual property laws, tax obligations, and fintekin’s Instructor Code of Ethics at all times.

  
  

• Maintain Availability: Instructors are encouraged to monitor and respond to student questions, feedback, and technical issues in a timely and constructive manner.

  
  

• Participate in Moderation and Community Engagement: Where applicable, instructors are expected to support course moderation, discussion forums and uphold respectful interactions within the fintekin learning community.

  
  

• Follow fintekin’s Policies: All Instructors must comply with fintekin’s brand guidelines, promotional policies, pricing rules, and course quality criteria.

  
  

Failure to comply with these obligations may result in warnings, account suspension, or termination.

1.3 Additional Platform Standards

b. fintekin’s Course Quality Checklist

Courses failing to meet one or more criteria may be returned for revision before approval to help guide course creation and ensure approval readiness. Instructors will be notified of any required changes or rejections with feedback. If a course is rejected, instructors will receive a detailed explanation and may resubmit after addressing the required changes. fintekin reserves the right to reject any course that does not meet technical, pedagogical, or ethical standards.

Additionally, fintekin incorporates the following criteria:

• Quality Assurance Reviews: Courses may be reviewed before publication or afterward for compliance and educational value. Instructors must cooperate during audits or improvement requests.

  
  

• Language Requirements: Course content must be in a supported language and meet clarity and localization standards. Translations must be professional or clearly labeled if machine-generated.

  
  

• Instructor Certification (Optional/Advanced): fintekin may introduce a certified instructor program with additional requirements for those seeking special badges or platform recognition.

  
  

• Platform-Sponsored Content: Instructors may be invited to contribute to special fintekin-curated learning paths or enterprise content programs.

  
  

• User Feedback Metrics: Ratings, completion rates, and engagement may influence instructor visibility, search results, and access to promotions.

  
  

• Account Security: Instructors are responsible for safeguarding login credentials and reporting unauthorized access.

  
  

• Non-Circumvention: Instructors may not divert users from fintekin or use the platform to promote off-site courses.

  
  

• Right to Modify Course Titles/Descriptions: fintekin may suggest or request edits to course metadata to enhance accuracy, SEO, or user clarity.

  
  

1.4 Representations and Warranties

Your represent and warrant that:

• You have all the necessary licenses, rights, consents, and permission to authorize fintekin to use your content as set forth in these Terms.

• Your content and conduct on the platform comply with all applicable laws, regulations, and these Terms.

• Your will not submit any content that infringes the intellectual property rights, privacy, or publicity rights of any third party.

• You will not knowingly post false, misleading, or defamatory content.

  
  

1.5 Audit and Quality Assurance

fintekin reserves the right to audit any course content, communications, or instructor activity at any time to ensure compliance with quality standards, platform rules, and applicable laws. Instructors agree to cooperate with such audits and implement reasonable changes if requested.

1.6 Course Retirement

fintekin reserves the right to unpublish, archive, or retire any course that:

• has low engagement, poor ratings, or outdated information,

• is no longer relevant to fintekin’s learning catalog,

• fails to meet evolving content or technical standards.

  
  

Affected instructors will be notified and may request review.

1.7 Prohibited Instructor Activities

Instructors are strictly prohibited from:

• falsifying enrollments or artificially inflating metrics,

• manipulating or coercing student ratings, reviews, or testimonials,

• accessing or interfering with other users’ accounts,

• abusing platform messaging or feedback features to harass, spam, or solicit students for off-platform purposes,

• using automation, bots, or scripts to manipulate content exposure or interactions.

  
  

Violations of these prohibitions may result in immediate suspension or termination of the instructor’s account.

1.8 Prohibited Instructor Activities

Course Pricing Guide

fintekin provides instructors with flexibility to set their course prices within platform-approved tiers. 

We encourages instructors to align course pricing with the level of content depth, target audience, and career relevance. Additionally, instructors should consider competitor pricing, course uniqueness, and learner outcomes when selecting a tier.

→ Recommended Pricing Tiers by Course Type (use the table below as a guide when selecting a pricing tier)

The following guidelines apply:

• Pricing Tiers: Instructors must select a price from a predefined set of tiers, which may be adjusted by region.

  
  

• Initial Price Setting: Prices should reflect course length, quality, depth, and demand. We recommend pricing based on competitive market standards and learner value.

  
  

• Free Courses: Instructors may offer free courses for promotional or introductory purposes but are limited to a maximum of one active free course at a time unless approved, and all introductory-level courses must be offered free of charge to maximize accessibility and learner reach.

  
  

• Price Changes: Instructors may modify course pricing up to once per month per course. Frequent changes may be restricted.

  
  

• Currency Localization: Prices will be automatically converted and adjusted by region. fintekin may round or standardize local prices for consistency.

  
  

2. Instructor Content Ownership and License to fintekin

a. Ownership: As an Instructor, you retain ownership of all intellectual property rights in the content you create and upload to fintekin, including videos, lessons, downloadable resources, assessments, and other course materials (“Instructor Content”). fintekin does not claim ownership of your Instructor Content. However, by uploading or publishing Instructor Content on the Platform, you grant fintekin certain rights to use that content to operate and promote the Platform.

b. License to fintekin: You hereby grant fintekin a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to host, reproduce, distribute, publicly display, stream, transmit, and otherwise use your Instructor Content for the purposes of offering it to Students and operating or marketing fintekin’s services. This means, for example, that fintekin has your permission to store your content on its servers and display it to students who enroll, and may use snippets or thumbnails for promotional purposes of your courses. This license is necessary for fintekin to provide the services and is granted on a non-exclusive basis, meaning you are free to use, license, or sell your same content on other platforms or websites. fintekin’s rights to your content are limited to those necessary to provide the services, and you reserve all other rights. Except as expressly allowed by these Terms, fintekin will not use or sub-license your content outside of operating the Platform without your permission.

c. Instructor Warranty: You represent and warrant that you own or have secured all necessary rights, licenses, consents, and permissions to grant the above license for any content you upload. Your content must be your original work or content that you have full rights to use. If you include any third-party materials (such as text, images, video clips, music, graphics, fonts, or data) in your courses, you must have the legal rights to do so and, if required, have paid any royalties or licensing fees. In plain language, you should not upload anything you do not have permission to use, and if you use someone else’s work (even small portions), obtain written permission or a license from the owner first. You agree that your Instructor Content does not infringe or misappropriate any intellectual property rights or other rights of any third party (including privacy and publicity rights), and that no third-party rights will be violated by fintekin’s use of the content as permitted under these Terms. You further promise that your content is accurate (especially in factual or technical claims), and that any supplemental materials (such as templates, forms, or datasets) are either created by you or properly licensed for your use and distribution.

d. No AI-Generated Content: fintekin maintains a strict “No AI Use” policy for Instructor Content. You agree that all content you create and publish on fintekin will be your own original work and not generated primarily by automated artificial intelligence tools. Instructors are prohibited from using AI-generated text, images, or audio in their course materials unless you have thoroughly reviewed and edited such content to ensure originality, accuracy, and compliance with all policies. Automated or bot-generated content is not allowed, as fintekin expects a human touch in course creation. This policy is in place to maintain quality and trust. Violation of the no-AI rule (for example, uploading lessons fully written by a generative AI without meaningful human modification) will be treated as a breach of these content standards. fintekin reserves the right to require evidence of originality if AI use is suspected and may remove content or terminate accounts that violate this provision.

e. Content Standards: You agree that your Instructor Content will comply with fintekin’s content standards and acceptable use policies.

Prohibited content includes, but is not limited to:

• Any content that is unlawful, fraudulent, or misleading (e.g., promoting illegal activities or including false claims).

• Content that is defamatory, harassing, threatening, or discriminatory, or that contains hate speech or pornography.

• Offensive or inappropriate material not suitable for a professional educational environment.

• Content that violates any applicable law or regulation, including financial, legal, or medical advice provided without proper qualifications or in violation of professional licensing rules.

• Spam, malware, or advertisements for products/services unrelated to the educational content.

• Personal data of others (e.g., student information) used or shared in an unauthorized manner, in violation of privacy laws. 

• Use of another person’s account or gain unauthorized access to another person's account.

• Any material that otherwise violates fintekin’s Platform policies or community guidelines.

• Any interference with other instructors and preventing them to submit their content and provide their services.

• Any abuse of fintekin resources and services.

  
  

fintekin reserves the right to remove or modify any content that it deems, in its sole discretion, to violate these standards or any part of these Terms.

You understand that fintekin may monitor content on the Platform and user conduct (though it is not obligated to do so) to maintain quality and compliance.

3. License Granted to Students

When you publish a Course or other content on fintekin, you understand that fintekin, in turn, grants enrolled Students a license to access and use your content for their personal learning. Specifically, Students who enroll in your course are given a limited, non-transferable, non-exclusive license to access and use the course content and downloadable resources for their own personal, non-commercial use. This means Students may view your videos and download any resources for reference, but they have no right to copy, share, resell, or redistribute your content to anyone else outside the Platform. Students also may not use your content to create derivative works (such as creating their own course or product from your materials) unless you have explicitly given them permission in writing. As the content owner, you can choose to allow broader usage rights (for example, you might license a particular template under a Creative Commons license permitting reuse), but you must clearly communicate any such license or permission in the course description or materials. By default, all course materials on fintekin are for personal educational use by Students only.

fintekin will include a similar use-license in its Terms of Use to make clear that any downloading of resources is only for the student’s own use and any further sharing or commercial use is prohibited without your consent. You authorize fintekin to enforce your intellectual property rights against Students or third parties who misuse your content. However, you acknowledge that fintekin is not responsible for policing or preventing every possible unauthorized use (for example, a student who violates the Terms and shares your files elsewhere), and fintekin does not guarantee absolute protection of your content.

We encourage instructors to watermark or mark their materials if concerned about unauthorized distribution. If you become aware of piracy or unauthorized use of your content, please notify fintekin and we will take appropriate steps, which may include removing infringing material or taking action against the offending user.

Third-Party Materials in Resources: If your course includes downloadable materials that contain third-party content (for example, stock images, music, datasets, or software), you must ensure the license for those materials allows you to distribute them to Students via fintekin. For instance, if you use a stock photo under a certain license or a font under a specific end-user license, make sure that license permits educational distribution or sub-licensing to your students as part of the course. If it does not, you should not include it in the downloadable resources. fintekin is not liable for any licensing issues arising from Instructor-provided materials; that responsibility rests with you. You agree to indemnify fintekin for any claims or damages arising from your inclusion of unlicensed or improperly licensed materials (see Indemnification section below).

4. Non-Exclusivity and Platform Usage

Non-Exclusive Platform: fintekin does not require exclusivity for your content. The license you grant to fintekin is non-exclusive, meaning you retain the right to use your content in any other way and on any other platforms at your discretion. You are free to publish and sell your courses or similar content elsewhere (for example, on other course marketplaces or your own website) as long as you have the rights to do so. fintekin does not restrict you from earning revenue through other channels. We believe instructors should have control over their intellectual property and be able to reach broader audiences. However, note that if you choose to participate in any special fintekin programs or promotions that offer benefits in exchange for limited exclusivity, those specific program terms will apply (you will be informed and have to opt-in explicitly to any such program). Unless you opt into an exclusivity arrangement, fintekin’s default stance is non-exclusivity.

Because the license to fintekin is non-exclusive, fintekin understands that you may at some point wish to remove your content from our Platform (for instance, if you have updated versions elsewhere or decide to retire a course). You have the right to request removal of your Instructor Content from fintekin (by unpublishing or deleting the course via your instructor account, or by contacting support). fintekin will honor requests to remove or unpublish courses, but please note that for the sake of Students who have already enrolled, removal may not be immediate. Specifically, if Students have already paid for or enrolled in your course, those existing enrolled Students will generally continue to have access to the content even if you remove it from public listings. 

fintekin may retain a copy of your content for a reasonable period of time in an archived form to serve those students or for legal compliance and backup purposes. fintekin will cease new sales or enrollments in your course after removal. The license you grant to fintekin survives to the extent needed to continue providing access to existing Students and to maintain archival copies for legal/administrative purposes, but will otherwise terminate after your content is fully removed from the Platform and no longer available to any Student. 

In summary, you own your content and can do what you want with it outside fintekin, and fintekin’s rights to your content are limited to operating and promoting the service. The non-exclusivity is a mutual benefit: we can showcase your courses, and you can still build your brand elsewhere. Finally, fintekin may use your content (such as course titles, instructor name, excerpts, or images) for marketing and promotional purposes of the Platform or your courses. For example, we might feature your course in a category page or in an email to prospective students. You grant us the rights to do so as part of the license, without additional compensation. Such uses will always be in service of promoting the courses and Platform, and you can opt out of certain marketing uses by contacting us if reasonably necessary.

5. Co-Instructors, Collaborators, and Revenue Sharing

fintekin allows courses to be created and taught by more than one instructor (“Co-Instructors” or collaborators). If you choose to collaborate with others on a course, the following rules apply:

• Primary Instructor and Account: Each course on fintekin will have one “Primary Instructor” who is the person that initially creates the course listing and is designated in our system as the account holder for that course’s earnings. fintekin’s contractual relationship is strictly with each individual instructor account, and our system generally designates one payout account per course. While you may list multiple instructors for a course (and fintekin can display their names and profiles to Students), fintekin will typically disburse any revenue for that course to the Primary Instructor’s account (or designated payout recipient only). It is the responsibility of the Co-Instructors to agree among themselves on how to share any earnings.

  
  

• Internal Agreements: Any business or financial arrangements between Co-Instructors are solely between those instructors. For example, if two instructors decide to split revenue 50/50, or if a guest instructor is paid a flat fee by the Primary Instructor, those terms are not governed by fintekin. fintekin will not mediate or become involved in disputes between co-creators regarding revenue split, ownership of content, or responsibilities. We strongly encourage Co-Instructors to have a clear, written agreement covering revenue sharing, content ownership, and obligations to each other before publishing a joint course.

  
  

• Adding Co-Instructors: The Primary Instructor may add a co-instructor via fintekin’s course management settings (if supported) or by contacting fintekin support. Any added Co-Instructor must have their own fintekin instructor account and must separately agree to these Instructor Terms. Each Co-Instructor is bound by these same Terms and responsible for compliance. The Primary Instructor is responsible for ensuring any Co-Instructor is someone they trust and who meets fintekin’s standards. Do not add individuals as Co-Instructors purely for promotional or marketing advantages or to circumvent fintekin policies; co-teaching should be meaningful (i.e., each listed instructor should contribute to course creation or student engagement in a significant way).

  
  

• One Payout Account: fintekin is not obligated to split payments among multiple instructors. By default, fintekin’s system will treat the Primary Instructor as the sole recipient of payouts for that course. If fintekin at some point offers a feature to automatically split payments, it will be clearly communicated and require all parties’ consent. In absence of such a feature, the Primary Instructor is responsible for distributing any agreed share to the Co-Instructor(s) outside of the Platform (e.g., via their own payment arrangements). fintekin’s transaction reports might indicate the portion attributable to each co-instructor if you have set that up internally, but fintekin will not pay out directly to multiple parties for one course unless explicitly arranged.

  
  

• Liability: All Co-Instructors on a course will be held responsible for compliance with these Terms and the content of the course. If one instructor violates the Terms or applicable law in a co-taught course (for example, by uploading infringing content or making prohibited claims), fintekin may take action against the entire course and all associated instructors. fintekin reserves the right to remove a course or ban instructors if any co-instructor’s conduct would warrant such action. Thus, choose your collaborators carefully and review all content jointly to ensure it meets our guidelines.

  
  

• Communication Among Co-Instructors: fintekin will generally communicate with the primary instructor for official notices regarding the course (such as policy changes, issues, or updates). It is the Primary Instructor’s responsibility to pass along relevant information to co-Iinstructors. Co-instructors may contact fintekin support directly for any issues related to their instructor account or their role in a course.

  
  

In summary, fintekin permits multiple instructors to collaborate, but our platform will treat the group as a single entity for payout purposes. Any revenue-sharing deals are exclusively between the instructors themselves, and fintekin isn’t a party to those arrangements. All co-instructors should uphold fintekin’s standards and will be jointly accountable for the course’s content and conduct.

6. Instructor Communication and Student Interaction

fintekin encourages Instructors to engage with their Students to foster a rich learning environment. As an Instructor, you are provided with various tools on the Platform to communicate with and assist Students enrolled in your courses, including course discussion panels, chat, forums, comment sections, Q&A, and integration with live video sessions (e.g., via Google Meet). 

The following rules apply to communications and interactions with Students:

• Use of Platform Channels: All communication with Students should, whenever feasible, occur through fintekin’s provided channels (e.g., the Platform’s messaging system, forums, or scheduled fintekin-integrated video meetings). These channels are designed to protect both student and instructor privacy and to allow fintekin to moderate or assist if issues arise. Do not solicit or collect personal contact information (email, phone number, social media handles, etc.) from Students for the purpose of moving them off-platform for continued teaching or business. Instructors must not attempt to circumvent fintekin’s Platform to conduct the same class or offer services to fintekin Students outside of fintekin. For example, you may not invite fintekin Students to finish a course on a different website or arrange separate paid sessions with them outside fintekin. Such behavior could be considered an attempt to evade platform fees and is a violation of these Terms.

  
  

• Appropriate Conduct: When communicating with Students (whether in writing or in live sessions), you must maintain a professional, courteous, and respectful tone. Harassment, discrimination, or inappropriate conduct toward Students is strictly prohibited. You should respond to student questions and messages in a timely manner and make a good faith effort to help Students succeed in your course. fintekin expects instructors to uphold a supportive learning environment. Do not engage in any form of solicitation that is not related to the course content. This means you should not excessively promote your personal services, products, or other websites to Students beyond what is necessary for teaching the course. Minimal mention of your other offerings is acceptable (for example, you might mention another advanced course of yours on fintekin), but spamming or pushing Students to unrelated offerings is not allowed.

  
  

• Forum: fintekin offers community forums where you can post content visible to Students (or the public), those posts are considered part of your Instructor Content (or “Posts”) and must adhere to the same content standards outlined in these Terms. fintekin may moderate forum discussions and remove posts that violate our guidelines or these Terms. By posting in fintekin’s community areas, you additionally grant fintekin a license to use and display those posts for any purpose, including for fintekin’s own community marketing, since forums are intended to be public community content.

  
  Note: This license for community posts is perpetual and irrevocable (even if you leave fintekin, we may retain your forum contributions to preserve the integrity of discussions). Always be mindful that forums are a shared space: no self-promotion or irrelevant content in community forums unless the forum rules explicitly allow it.

  
  

• Google Meet or Live Sessions: fintekin may allow you to host live classes or office hours with Students via integrated video conferencing (such as Google Meet). If you use these features, you are responsible for scheduling sessions at times suitable for your Students and for conducting yourself professionally on camera. Recording of live sessions: If you or fintekin record a live session to make it available to students later, ensure all participants are aware of the recording. Such recordings will be treated as Instructor Content under these Terms. Additionally, you must not share meeting links publicly; only enrolled Students should receive access. fintekin is not liable for technical issues or connectivity problems in third-party tools (like Google Meet); however, we may assist with integration issues to the extent possible.

  
  

• Student Privacy: You agree to respect the privacy of students. Any personal information about a student that you obtain through the Platform (for example, through a discussion or a virtual class) must be used solely for the purpose of delivering your course and not for any other purpose without the student’s consent. You may not scrape or harvest students’ personal data, and you may not add Students to your external mailing lists without their explicit permission. fintekin provides you with necessary student information (name, email, etc.) when a Student enrolls in your course for purposes of course delivery; you are considered a data controller for this information and must handle it in compliance with applicable data protection laws (such as GDPR, if relevant). This includes implementing adequate security to protect student data and honoring any student requests regarding their data (e.g., deletion requests) as required by law. You must not use student data for purposes unrelated to the course (e.g., marketing other products) unless the Student has agreed.

  
  

• No Guarantees to Students: In your communications and course descriptions, do not make unrealistic guarantees or promises to students (for example, guaranteeing they will earn a certain amount of money, pass a certification, or achieve specific outcomes). While you are encouraged to highlight what students can learn or achieve, any such statements must be truthful and accompanied by appropriate disclaimers (e.g., results may vary, or success requires individual effort). fintekin may require you to modify or remove any promises that could be deemed misleading.

  
  

• Instructor Announcements: fintekin may allow you to send announcement messages to all enrolled Students of your course (for updates, new content, etc.). Use this tool responsibly. Announcements should be relevant to the course content or the learning experience. Excessive or off-topic announcements can lead to student complaints and are not allowed. fintekin reserves the right to restrict your ability to communicate with Students if we detect abuse (e.g., using announcements for spam or unrelated content, which can lead to students unsubscribing from communications).

  
  

• Reporting and Support: If you encounter a difficult situation with a Student (such as a Student harassing you or others, or a Student asking for services outside the Platform), please report it to fintekin support. We will review and take appropriate action in accordance with our Student Code of Conduct and policies. Similarly, Students have the ability to rate and review your course; fintekin does not generally censor or remove reviews unless they violate our guidelines. Instructors should not retaliate or argue with Students in an unprofessional manner over reviews. You may respond to reviews politely to provide clarifications or improvements. fintekin can moderate if needed.

  
  

In summary, fintekin provides multiple ways for you to interact with and help your students — keep these interactions on-platform, professional, and focused on education. By following these guidelines, you help maintain a positive learning community.

7. Payments to Instructors

a. Revenue Share: fintekin pays instructors 60% of the net revenue received from students for their paid courses, excluding taxes, refunds, discounts, and third-party fees. This percentage may vary based on promotional campaigns or affiliate arrangements. Instructors will be notified in advance of any changes.

b. Payment Schedule: Payouts of earned revenue are typically made on a periodic basis (for example, monthly) and will be sent to the payout method you have designated (such as a bank account or online payment processor, as supported by fintekin). fintekin generally makes payments on or around the 15th day of each month for the previous month’s earnings, though specific timing may vary. There is often a delay between the time a Student purchases a course and when the related instructor payout is released, to account for refund periods, chargebacks, or payment clearance. fintekin may impose a minimum threshold for payouts (e.g., you must have earned at least $50 before a payout is issued). Any earnings below the threshold will carry over until the threshold is reached. All amounts are stated and paid in U.S. dollars (USD) unless otherwise specified by fintekin.

c. Payment Details: You are responsible for providing accurate payout information (such as correct bank details, PayPal email, tax information, etc.). If a payment is failed or returned due to incorrect information provided by you, you may be responsible for any fees incurred, and payment will be delayed until you correct the information. fintekin may also ask for additional verification or documentation before releasing a payment for fraud prevention or compliance reasons.

d. Refunds and Payment Adjustments: fintekin offers Students a refund policy to encourage satisfaction and trust. If a Student is issued a refund for your course, fintekin reserves the right to deduct the refunded amount from your earnings if you have already been paid for that sale. This means if a Student purchased your course and later got a refund under fintekin’s refund policy, fintekin may reduce a future payout to you or require reimbursement for the refund amount corresponding to that Student’s enrollment. fintekin may also deduct any applicable payment processing fees or charges associated with the refund or chargeback. You acknowledge that Students have the right to request refunds under fintekin’s policies (usually within a certain time window, e.g., 14 or 30 days of purchase), and fintekin’s decision to grant a refund to a Student will be honored, even if it results in a reversal of earnings to you. fintekin will not unfairly deny you revenue, but we must ensure Students are treated fairly as well. We strive to mitigate abuse of the refund policy (e.g., a Student consuming all content then refunding repeatedly), and we may flag suspicious refund activity for review.

e. Chargebacks: A chargeback occurs when a Student disputes a charge directly with their bank or credit card, potentially due to fraud or dissatisfaction. If fintekin is notified of a chargeback for a transaction involving your course, we will handle it in accordance with our payment processor’s rules. Chargeback fees may be incurred (for example, credit card companies might charge a fee for handling a dispute). fintekin reserves the right to deduct the amount of any chargeback and associated fees from your future payouts. If you wish to challenge a chargeback because you believe it is unjustified, you can provide information to fintekin to help contest it, but the final determination often lies with the payment provider. fintekin may charge you a fee for each chargeback incident, which will be communicated in the payment policy (e.g., $15 per chargeback that is not resolved in fintekin’s favor).

f. Payment Holds: fintekin may temporarily hold or delay payouts to you in some situations, including: (a) if we need to verify your identity or tax information; (b) if a large number of refunds or chargebacks are associated with your courses, indicating potential fraud or quality issues; (c) if we suspect that your account is violating these Terms or is subject to an investigation. Instructors who violate policies may have payments forfeited or withheld. fintekin will inform you if a hold is placed and work to resolve it quickly, but reserves the right to withhold funds as long as necessary to address the issue (for example, until an investigation is concluded).

g. Taxes on Instructor Earnings: See Section 8 below regarding taxes that may be withheld or applied to your earnings.

h. No Bonus for Free Content: If you offer free courses or free previews, you will not earn revenue from them. fintekin does not pay for enrollments in free courses, and free enrollments may not count towards any instructor pool or subscription pool payouts unless explicitly stated in a program.

i. Affiliate and Promotional Programs: fintekin may run promotions (like discounts or affiliate marketing) that involve third-party affiliates or marketing channels selling your course at a discount. fintekin might offer a different revenue share for sales made through these promotions (for example, a lower percentage for sales acquired through fintekin’s own advertising or affiliates). The specifics will be covered under fintekin’s Promotions Policy, which will be made available to you. By default, your content is opted into site-wide promotions to maximize reach, but you may have the option to opt out of certain promotions if offered.

j. Currency Conversion: If Students pay in a currency different from USD, fintekin will convert the sale amount to USD for the purpose of calculating your payout at an exchange rate determined by our payment processor at the time of transaction (or at an averaged rate). fintekin is not responsible for any fluctuations in currency exchange rates.

k. Financial Reports: You will have access to a dashboard that shows your sales, enrollments, and earnings. fintekin aims to provide transparent reporting so you can track your performance. In case of any discrepancy between dashboard figures and actual payouts, please notify fintekin within a reasonable time, and we will investigate.

8. Taxes

a. Instructor’s Tax Responsibilities: You are responsible for determining any taxes that apply to the payments you receive from fintekin, and for reporting and remitting the correct taxes to your tax authority. This includes income tax, self-employment tax, business taxes, or any other taxes required in your jurisdiction as a result of earning money through fintekin. fintekin is not your employer, and we do not withhold income taxes (except as set out below for certain cases). It is your responsibility to keep track of your earnings and comply with tax laws. We recommend consulting a tax advisor if you are unsure about your obligations.

b. Tax Forms and Information: fintekin may require you to submit certain tax forms or information before releasing payouts, especially if you are a U.S. person (e.g., IRS Form W-9) or a non-U.S. person (e.g., IRS Form W-8BEN) claiming treaty benefits. This is to comply with U.S. tax law. If you do not provide the required tax documentation, fintekin reserves the right to withhold a portion of your payments as backup withholding as required by the IRS, or to suspend payouts until compliance. For non-U.S. instructors, if your country has a tax treaty with the United States, providing the W-8 form can reduce or eliminate U.S. withholding on your royalty payments.

c. Sales Taxes, VAT, GST: fintekin is responsible for collecting and remitting any indirect taxes on transactions with Students, such as sales tax, value-added tax (VAT), Goods and Services Tax (GST), or similar consumption taxes, in jurisdictions where fintekin is deemed to be a marketplace facilitator or is otherwise required by law to collect such taxes. This means that when a Student purchases a course, the price may include such taxes, which fintekin will remit to the appropriate authorities. fintekin may adjust the sale price or add a tax component to effectively charge and handle these taxes. Where fintekin is required by law to collect and remit taxes on sales, fintekin will do so and you will see this reflected in your revenue reports (typically, the price you see for your course may be net of such taxes). For example, if a course is sold to a Student in an EU country with VAT, fintekin will collect the VAT from the Student and remit it, and your share will be calculated on the net (pre-VAT) amount.

d. Marketplace Facilitator: In some regions (e.g., parts of the US, EU), fintekin may be considered a “marketplace facilitator”, meaning fintekin takes on the responsibility of collecting and remitting sales taxes on the sale of your courses. Where this is the case, you should not collect such taxes independently from Students on the fintekin platform. fintekin’s collected taxes do not impact your revenue share except that those amounts are not counted as part of net revenue to be split with you (since they are turned over to the government).

e. Instructor’s Own Taxes: Other than taxes fintekin specifically handles as described above, you are responsible for any other taxes arising from your earnings. This includes, for instance, any business taxes or VAT/GST you might owe in your home country for the service you provide to fintekin (some countries might consider you to be providing an electronic service to fintekin or to Students). fintekin’s payout reports should give you the gross revenue and any taxes intekin collected from Students; beyond that, consult your tax advisor on how to report your income.

f. Tax Indemnification: You agree that fintekin is not responsible for advising you on tax matters. If any taxing authority seeks payment from fintekin of taxes that were your responsibility under these Terms (for example, if a government claims fintekin should have collected some tax from you or your Students that we did not), you agree to indemnify and hold fintekin harmless for any such tax and related costs, including penalties and interest. fintekin may also withhold or offset amounts from your payouts if required by law to cover tax obligations (for example, if a law requires fintekin to withhold a certain percentage of your earnings and pay it to the government, we will do so and provide you notice).

g. Tax Receipt: Depending on your location, fintekin may issue you an annual earnings statement (such as a Form 1099-MISC or 1099-NEC in the U.S. if you’re a U.S. taxpayer and meet the threshold, or equivalent documents in other countries) summarizing your earnings for tax purposes.

Please ensure all tax information you provide to fintekin is accurate and up-to-date. fintekin is not responsible for any consequences of inaccurate information (e.g., if a tax form is filed incorrectly because of data you gave us).

9. Intellectual Property and Platform Rights

This section addresses ownership and permitted use of intellectual property (IP) on the Platform, including both your IP and fintekin’s IP. For more information, see Copyright Policy.

a. Your Intellectual Property: As stated, you retain ownership of the Instructor Content you create. Nothing in these Terms transfers ownership of your trademarks, copyrighted works, or other IP to fintekin. You do, however, grant fintekin the licenses described in Section 2 to use your content for providing the services. You also grant Students a limited license to use your content when they enroll, as described in Section 3. Other than those rights, all rights in your content remain with you.

If you provide fintekin with any feedback, suggestions, or ideas on how to improve the Platform or services (“Feedback”), you acknowledge that fintekin may freely use and implement such Feedback without any compensation to you. By submitting Feedback, you grant fintekin a perpetual, irrevocable, worldwide, royalty-free license to use, modify, and incorporate your Feedback into our products or services. (This is to ensure we can improve our platform with user suggestions without concern over future IP claims.

b. fintekin’s Intellectual Property: The fintekin platform, including our website, mobile apps, logos, trademarks, software code, databases, and overall experience, are protected by intellectual property laws and are the exclusive property of fintekin and/or its licensors. fintekin grants you, as an Instructor, a limited, non-exclusive license to access and use the Platform and the provided tools for the sole purpose of creating and managing your courses and related activities on fintekin. You may not reverse engineer, decompile, or attempt to extract the source code of our software; nor may you use fintekin’s trademarks (name, logo, etc.) in any way not permitted by us. You can, however, state that you are teaching on fintekin and use fintekin’s name for truthful promotional purposes (such as “My courses are available on fintekin.com”), so long as you do not misrepresent any partnership or endorsement. Any rights not expressly granted to you in these Terms are reserved by fintekin.

c. Use of fintekin’s Marks: If fintekin provides branding assets or badges (for example, an “fintekin Instructor” badge you can place on your personal site), you may use those in accordance with any usage guidelines provided. fintekin can revoke this permission at any time by notice to you, and you must comply with any stated usage policies to maintain the goodwill in our marks.

d. DMCA and IP Protection: fintekin respects intellectual property rights and expects Instructors to do the same. It is fintekin’s policy to respond to clear notices of alleged copyright or trademark infringement in accordance with the Digital Millennium Copyright Act (DMCA) and other applicable laws. If fintekin receives a credible takedown notice alleging that your Instructor Content infringes a third party’s copyright or other IP, we may remove or disable access to the allegedly infringing content. We will make an effort to notify you if this happens and provide information about how to respond (such as filing a counter-notice under the DMCA if you believe there’s a mistake). 

e. Repeat infringement: fintekin has a policy to terminate instructors who are repeat infringers in appropriate circumstances. If you receive multiple IP complaints, your account may be removed. To avoid this, ensure you have all rights necessary for your content.

If you believe your content on fintekin was wrongfully taken down due to a false infringement claim, you may submit a counter-notice. fintekin will follow the procedures outlined in the DMCA (or applicable law) for such counter-notices. Please be truthful and cautious: filing a false counter-notice could have legal consequences.

f. fintekin’s Rights to Manage Platform: To operate effectively, fintekin retains certain rights, which include the right to (a) modify or discontinue any feature or offer on the Platform (with notice to instructors when feasible), (b) review, flag, or remove any content (including courses or forum posts) that, in our judgment, violates these Terms or our policies or is otherwise objectionable, and (c) suspend or terminate any Instructor account that violates these Terms or is engaged in behavior that could harm fintekin or its users. While fintekin is not obligated to pre-screen content, we have the authority to monitor the Platform and remove anyone or any content at any time for any reason at our sole discretion. fintekin also reserves the right to change or update our policies and Terms.

10. Termination and Account Suspension

a. Instructor Termination: You have the right to terminate your use of fintekin at any time by deleting your instructor account or by providing fintekin notice of your desire to terminate. Upon termination, you must cease using any fintekin systems or tools reserved for instructors. However, the rights of Students who have already enrolled in your courses will not be affected by your termination.

As noted earlier, fintekin may retain and continue to provide access to your content for Students who have previously paid for or enrolled in your course, even after you remove the course or delete your account. Your license to fintekin for such content therefore survives termination to that limited extent, so that fintekin can fulfill any remaining obligations to Students. If you wish to fully remove your content from the Platform and prevent student access even to those who purchased, you must discuss this with fintekin – typically, fintekin will not do so unless required for legal reasons or if a course is found to violate policies.

b. fintekin Termination or Suspension: fintekin may, at its sole discretion, suspend your account or terminate your Instructor status at any time, with or without notice, if we believe that: (a) you have violated any provision of these Terms or our policies; (b) your account has engaged in fraudulent or illegal activities; (c) your content fails to meet our quality standards or has consistently poor student feedback; or (d) it’s necessary to protect fintekin or its users (for example, in cases of fraud, intellectual property infringement, or other serious misconduct). fintekin reserves the right to remove any Instructor or content “at any time for any reason” in its discretion. We will generally try to provide a warning or notice to you of the issue, and in some cases an opportunity to cure the violation, but we are not obligated to do so if the violation is severe or if we determine immediate action is prudent.

If your account is suspended, you must not attempt to create a new account or access the Platform without fintekin’s permission. During suspension, you will not have access to your instructor dashboard or tools, and you should cease representing yourself as a fintekin instructor. If your account is terminated, it will be closed, and you will no longer have access to it. Note that termination or suspension for cause (due to your violation) may result in forfeiture of any unpaid earnings if those earnings were obtained in connection with the misconduct or if needed to offset damages or costs incurred by fintekin as a result of your violation. For example, if you are terminated for copyright violations that caused legal costs to fintekin, we may offset such costs against your outstanding balance (if permitted by law).

c. Effect of Termination on Students: fintekin’s primary concern is to not unfairly disadvantage Students who paid for a course. Therefore, if an Instructor or course is terminated or removed, fintekin may choose to offer those Students a refund or credit, and/or continue to provide them access to the content (if available). This decision is at fintekin’s discretion. If a refund is provided to Students due to your termination or content removal, you understand that you may not receive revenue for those enrollments, or such revenue may be deducted from your payout.

d. Post-Termination Obligations: Upon termination of your account, you must cease all promotional use of fintekin’s brand and name. Any licenses you granted to Students will continue in accordance with their terms (Students can continue to use the content they have under the limitations given). Sections of these Terms that by their nature should survive termination (such as content licenses to Students, fintekin’s rights to content for existing enrollments, payment provisions, indemnification, disclaimers, and limitations of liability, etc.) will survive.

If you wish to delete your account and personal data entirely, fintekin will comply with applicable data deletion laws (subject to our need to retain certain records). However, course content and Student communications cannot be retroactively deleted for students who have already accessed them, as this would interfere with their learning records. fintekin may anonymize or disassociate your personal identity from content if needed.

11. Disclaimer of Warranties

As-Is Service: fintekin provides the Platform and all services to you “as is” and “as available”. While we strive to offer a high-quality experience, we make no warranty that the Platform will meet your specific requirements, or that it will be uninterrupted, error-free, secure, or free of harmful components. fintekin disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. For example, we do not guarantee that the website will always be up or that content hosting will always be flawless. There may be occasional downtime or technical issues, and you accept that risk as part of using an online platform.

a. No Guarantee of Success: fintekin makes no guarantees or representations regarding your success as an Instructor. We do not guarantee any minimum number of enrollments, any particular level of earnings, or any results from publishing on fintekin. Any statistics or figures provided (like average earnings of top instructors, etc.) are for informational purposes and not a promise of outcomes. You accept that the success of your content depends on many factors outside of fintekin’s control, including student demand, content quality, market trends, and your own efforts.

b. Student Behavior: fintekin is not responsible for the actions of Students or users on the Platform. We do not warrant that Students will behave in accordance with our policies, though we will make reasonable efforts to enforce rules. There is always a risk that a Student might misuse content, post inappropriate comments, or otherwise not follow the rules. By using the Platform, you understand and accept that risk. However, we value our community and will take action on misconduct when we become aware of it.

c. External Sites and Integrations: The Platform may contain links or integrations to third-party websites or services (for example, linking to an external resource, or using Google Meet for live sessions). fintekin does not control and is not responsible for third-party services. We provide these integrations for convenience, but we do not warrant anything about those third-party tools, and any use of them is at your own risk and subject to those third parties’ terms.

d. No Warranty on Content: While we require Instructors to maintain high quality and accurate content, fintekin does not guarantee the accuracy or completeness of any content on the Platform (including your content or others’). fintekin does not provide any warranty that the educational content will meet Students’ expectations or that you will get positive reviews. All content and information accessible through fintekin is provided “as is.” fintekin specifically disclaims any liability for content that may be considered offensive, defamatory, or infringing – the responsibility for content lies with the Instructor who provided it, as set out in these Terms.

e. Legal, Financial, Health Advice: If your course involves professional subject matter (e.g., legal, financial, investment, health, or medical topics), note that fintekin does not warrant or endorse any such advice. Students are informed that Instructors are independent and that information provided is not professional advice from fintekin. We expect you as an Instructor to include appropriate disclaimers in such courses (e.g., “for educational purposes only, not professional advice; consult a professional for personal advice”), but fintekin itself makes no representation that your content is correct or sufficient for any purpose.

f. Beta Features: If fintekin offers certain features in beta or testing phase, they are offered without warranty of any kind and may be changed or discontinued at any time. Use beta features at your discretion.

Some jurisdictions do not allow the exclusion of implied warranties, so some of these disclaimers may not fully apply to you. In such cases, fintekin’s warranties will be limited to the maximum extent permitted by applicable law.

12. Limitation of Liability

Under no circumstances shall fintekin, its affiliates, officers, directors, employees, or agents be liable to you for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Platform, your provision of Instructor Content, or these Terms. This includes, but is not limited to, loss of profits, loss of data, goodwill, or other intangible losses, whether based in contract, tort (including negligence), equity, or any other legal theory, even if we have been advised of the possibility of such damages.

In no event shall fintekin’s total cumulative liability to you for any claims arising from or related to these Terms exceed the greater of: (a) the total amount of fees actually paid to you by fintekin in the six (6) months prior to the event giving rise to liability, or (b) one hundred U.S. dollars (USD $100). If no fees were paid, or if you have been using the Platform for fewer than six months, then $100 will be the maximum liability. This limitation applies to any and all claims or causes of action, whether for breach of contract, tort, or otherwise.

This limitation of liability is part of the basis of the bargain between you and fintekin and applies to all claims of liability (e.g., warranty, tort, negligence, contract, law) even if any limited remedy herein is found to have failed its essential purpose.

a. Exceptions: Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above exclusions or limitations may not apply to you. In those jurisdictions, fintekin’s liability will be limited to the fullest extent permitted by law.

b. Release: You acknowledge and agree that fintekin has no obligation to monitor or intervene in disputes between users (including Instructor-Student disputes or co-instructor disputes). If you have a dispute with one or more users, you release fintekin (and our affiliates and agents) from any claims, demands, and damages of every kind arising out of or in any way connected with such disputes.

13. Indemnification

You agree to indemnify, defend, and hold harmless fintekin, its parent company, subsidiaries, affiliates, and their respective officers, directors, agents, partners, and employees (collectively, the “fintekin Parties”) from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees and costs) arising out of or related to:

• Your Content: Any claim that your Instructor Content infringes or misappropriates any third party’s intellectual property or proprietary rights, or that it contains defamatory, libelous, or otherwise illegal material.

  
  

• Your Conduct: Any claim arising from your conduct as an Instructor, including your interactions with Students, your violation of any law or regulation in connection with your activities on the Platform, or any breach of privacy or data protection laws relating to information you have collected or handled.

  
  

• Your Breach: Your breach or alleged breach of any provision of these Terms or any of fintekin’s policies.

  
  

• Taxes: Any tax-related claims as noted in Section 8 (for example, if a jurisdiction seeks to hold fintekin responsible for taxes due by you).

  
  

• Misrepresentation: Any fraud, misrepresentation, or willful misconduct by you.

  
  

fintekin reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you (without limiting your indemnification obligations with respect to that matter). In such cases, you agree to cooperate fully with fintekin’s defense of the claim. You must not settle any claim in a manner that imposes any obligation or liability on fintekin (other than monetary liabilities that are fully paid by you) without fintekin’s prior written consent.

Your indemnification obligations will survive any termination or expiration of these Terms and your use of the Platform. This means even after you stop using fintekin, you will still be responsible for indemnifying us for any issues that arise from your time using the Platform or your content.

14. Miscellaneous Provisions

a. Modifications to Terms: fintekin reserves the right to modify these Terms from time to time. If we make material changes, we will notify you by email or by posting a notice via the instructor dashboard or another prominent mechanism. Modified terms will become effective no sooner than 15 days after posting (or such other time as required by law or communicated to you). However, changes addressing new functions of the Platform or changes made for legal reasons may become effective immediately. Your continued use of the Platform after the effective date of the updated Terms constitutes your acceptance of those changes. If you do not agree to the revised Terms, you should stop using the Platform and may terminate your instructor account. We encourage you to review the Terms periodically to stay informed of any updates.

b. Entire Agreement: These Instructor Terms (along with any Platform policies, guidelines, or additional agreements that are incorporated by reference or to which you have separately agreed, such as Privacy Policy, Terms of Use, etc.) constitute the entire agreement between you and fintekin concerning the subject matter hereof. It supersedes any prior or contemporaneous communications, whether electronic, oral, or written, between you and fintekin with respect to the Platform and your instructor activities. You acknowledge that no other agreements or understandings (outside of this document and referenced documents) exist between us regarding your provision of courses, and that you are not entering this agreement based on any representation not stated herein.

c. Governing Law and Dispute Resolution: These Terms shall be governed by and construed in accordance with the laws of the Wyoming, USA, without regard to its conflict of laws principles. You and fintekin agree to submit to the personal and exclusive jurisdiction of the state or federal courts to resolve any legal matter arising from these Terms or related to your use of the Platform, except that fintekin may seek injunctive relief in any jurisdiction to enforce its intellectual property or protect its confidential information. If you reside outside the United States: You are still responsible for complying with local laws. The United Nations Convention on Contracts for the International Sale of Goods is explicitly excluded from application to these Terms.

d. No Class Actions: You and fintekin agree that any disputes between us will be resolved only on an individual basis and not on a class, collective, or representative basis. That means neither you nor fintekin may be a plaintiff or class member in any purported class, collective, or representative proceeding. This section (No Class Actions) may not apply to you if you are in a jurisdiction that does not permit class action waivers in consumer or certain other types of contracts.

e. Injunctive Relief: You acknowledge that any breach of Section 2 (Content and IP) or misuse of the Platform could cause irreparable harm to fintekin for which monetary damages may be inadequate. fintekin will be entitled to seek injunctive relief (a court order to stop the violating behavior) in addition to any other rights or remedies.

f. No Waiver: No failure or delay by fintekin in exercising any right, power, or privilege under these Terms shall operate as a waiver of that right or any other right. A waiver of any provision must be in writing and signed by an authorized representative of fintekin to be effective. If we do not enforce a provision in some instance, we do not waive the right to enforce it in the future.

g. Severability: If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, then that provision will be eliminated or limited to the minimum extent necessary, and the remainder of the Terms will remain in full force and effect. In other words, the invalid part will be severed, and the rest of the agreement stands.

h. Assignment: You may not assign or transfer these Terms or any of your rights or obligations hereunder (in whole or in part) to anyone else without fintekin’s prior written consent. fintekin may assign these Terms or any rights hereunder to any third party, including in connection with a merger, acquisition, sale of assets, or by operation of law.

i. Independent Contractors: The relationship between fintekin and Instructors is that of independent contractors. Nothing in these Terms shall be construed to create a partnership, joint venture, employment, or agency relationship. You have no authority to bind fintekin or speak on our behalf (other than providing your courses through the Platform). You are responsible for your own business operations, expenses, and taxes as an independent provider.

j. Notices: Any notices or communications required or permitted by these Terms will be in writing (email counts) and in English, except as otherwise provided by fintekin for specific communications (e.g., the Platform interface). fintekin may send you notices by email to the address associated with your account, via notifications within your instructor dashboard, or through other reasonable means. You should ensure your email on file is current and adjust your spam filters to receive emails from us. Notices to fintekin should be sent to our support email or legal address as specified on our website.

k. Survival: All provisions of these Terms which by their nature should survive termination (including, without limitation, content license to fintekin and Students, intellectual property provisions, indemnification, disclaimers of warranty, limitations of liability, and governing law) shall survive any termination or expiration of these Terms.

l. Force Majeure: fintekin shall not be liable for any failure or delay in performance due to events beyond its reasonable control, including but not limited to natural disasters, internet or electrical outages, cyberattacks, labor disputes, civil unrest, war, pandemic, legal restrictions, or government actions.

m. Contact, Notices, and Support: Official notices will be sent to your registered email.

Contact our Support Team or send us a message via Contact Us page for questions, policy clarifications, or regulatory requests. FAQs are available on our Support Center.

By clicking to agree (when creating your instructor account) or by continuing to offer courses on fintekin after a change in these Terms, you acknowledge that you have read, understood, and agree to be bound by these Instructor Terms and Conditions. If you have any questions about these Terms, please contact fintekin support before proceeding.

15. Contact Us

If you have any questions, concerns, or feedback about the Privacy Policy, we encourage you to contact our Support Team.

The best way to reach out to us is through our Contact Us page on our website. We value open communication and are here to help.

Thank you for being part of fintekin and for sharing your expertise with learners around the world.

We value our instructors and strive to create fain and thriving marketplace for educational content.

We wish you Happy Teaching!